My husband (80s) and I (60s) were just discussing how much income we would have if interest rates were 5% the last 5 years. We would be in a completely different financial situation, with room to spare in educating the kids we adopted and living comfortably. Now I will likely outlive the money and have to live with one of these poor kids, drooling and babbling. Sad. This is while the bankers buy yaghts and fine art. To the barricades. Seriously.