Property Tax Scams, Big Pharma Schemes, and Political Clashes

Yes and importantly, the growth itself pays for current expenses… the very essence of Ponzi schemes.

City growth floods cities with higher revenue. A house sale, with taxes and fees, and the accompanying spending for moving in and furnishing and remodeling, produce far more revenue to government than simply the regular property taxes.

I’m not advocating for increasing (or keeping) property taxes, just recognizing that this is an unsustainable setup. It is more of the same living beyond our means.

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I think they are mixing apples and oranges. Those 1940’s were 750-1100 square feet, and could be bought on a single income. Now the homes are 3-4 times as large and have granite counters not plywood.

People did not upscale their home everytime they got a pay raise and take the equity out to buy all new furniture and remodel the kitchen and baths in the new place.

Additionally those 1940’s folks paid them off in 20-30 years and had no housing payments from age 55 and on. Today’s couples requires two incomes, and borrow their equity. The amount needed to pay rent or a mortgage when they retire is impossible on social security and the little bit they did not borrow from their own retirement fund to pay credit card bills.

This is not the same as the 40’s, 50’s and 50’s suburbia. The Ponzi scheme is pretending you are wealthy on borrowed money and having no wealth accumulated when it’s time to retire. Hope those cruises and fancy restaurants meals were great, it’s beans and rice from here out baby.

Another big difference was that the average Joe did not borrow at 29.99 percent interest with credit cards then brag because he made 8.99 on half as much in his 401k

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I’ve appealed revaluations twice in two seperate jurisdictions and won both. One very recently. The first one a long time ago required a hearing, the more recent one, I simply put in writing and pictures. Took all of 5 minutes and i received a ruling in my favor within 10 days… The first one saved me hundreds a year and thousands over time. The other will likely save me thousands going forward if I decide to stay. Both were surprisingly quick and easy.

1 to 3 percent of owners even bother to appeal revaluations. Many forget or miss the filing deadlines. Others are apparently just too lazy or maybe some are intimidated?

Even though instructions for the appeal usually include a warning that your appeal could cause the valuation to increase even further, ignore that. Its meant to discourage you.

Always appeal them.

Winning here is a somewhat hollow victory. Winning is still losing, just losing less. I keep going further out and the tax man keeps following me. Ugh.

I’d still rather any benefit saved thru an appeal be in my pocket than theirs.

The county where we are moving now has very low property taxes and the farm exemption knocks it much lower. One can set aside an acre (minimum) for a build and that gets taxed at a slightly higher but still very reasonable rate. The remaining land is very, very low.

That will likely change over time but none of us live forever and it’ll still be pennies to the dollar compared to the Peoples Republic of Maryland. What an absolute 3rd world dump that has become. Taxes go up, services, infrastructure and quality of living go down.

Some other sucker can pay for that nonsense. Until they run out of willing victims.

well-bye-later-1634089932

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How that process work?
Our property taxes are out of this world…:neutral_face:
It’s absolutely ridiculous!!

Regarding bees - no pollination issues with my backyard fruit trees in Northern California. We have a bumper crop of apricots, plums, pluots, nectarines, grapes, tomatoes, potatoes, and apples.

Hypothesis: the CA air blows in from the pacific not from the midwest which is heavily sprayed with who knows what chemicals…

The one exception is my two Rainier cherry trees that produced for the first few years then stopped. Haven’t been able to figure out why.

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Good idea. Thanks for it! Right now I have the new property valuation. I don’t think the tax bill will come until next April. We can question the property valuation but they don’t make it easy. I’ve found though that for the county as a whole the average increase in property valuations is a little over 20% from last year. But they may use a different metric for each neighborhood. So I can try challenging both the new property value and later the tax rate. Oh the games the tax man playeth!

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The main point was that suburbia in its entirety is unsustainable, irrespective of the financial status of the individual owners. In the 40s and 50s, state and federal subsidies and incentives encouraged the suburban sprawl, in effect withholding its true cost from the people who signed up for a house in the suburbs. Now, these subsidies are either gone or cannot cover its costs to the same extent, meaning the people stuck in the suburbs find that the financial screws are being turned on them. And they can’t understand why. The reason is that the infrastructure in its entirety is physically and financially unsustainable. It costs A LOT more to maintain than people were led to believe at its inception.

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If one is buying rural land and wants to avoid high property taxes, AND you’re not house-proud, you could buy a used mobile home to live in. Or build something unconventional that a realtor would not know how to appraise, that wouldn’t be well liked on the market. If it looks cheap and/or ugly, you will save money on taxes. To go one better, you could buy an RV you like, set up utilities for an RV parking spot, and just live in the RV.

We have 10 acres that had been assessed very cheaply as undeveloped forest land. Property taxes were $7 per year for that 10 acres. We ran utilities to it to put our camper on it, with the intention of building a conventional home. Installed a septic system, water line, power poles and proper permits and connections for everything because we were legit planning to build a 3br/2ba house. Instead, we fell in love with a park model RV and got that. Sold the camper.
The next year, the tax assessor came around and was flummoxed. He thought it was a house because it looks like a cute cabin with green metal roof and wood tone Hardiplank siding. I had to show him the license plate and RV title of it for him to accept that it was an RV. When the tax bill came in, the yearly property taxes for that 10 acres came in at $100 instead of $7, the difference listed as “improvements.” I’m ok with that, because a dwelling on 10 acres is still a steal at $100 in property taxes per year.

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Well, would you look at that:

https://x.com/chrismartenson/status/1941095299659006246

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That’s a possibility. It’s definitely something environmental given our remote and non-ag intensive location.

Our dragon flies seem unaffected. Great crop of those, which is good because the blackflies also came in strong this year.

Oh, and the ticks. They’re having a bumper year.

If neighbors are cleaning up properties in an area, it can temporarily displace habitats. Ditto the county cleaning ditches and cutting under power lines. Brush and debris removal and flattening out dips in the land also. Creating swales and brush/ compost piles can replace habitat , as can drilling holes in wooden fence posts and water features. My ac condensation dumps into the drain pipe my gutters connect to just under the ground. Where this water pools at the end of that pipe a distance from the house is a very popular spot for all manner of life from insects to birds to rabbits to deer.

A pollinator class I attended stressed leaving any cane and straw like, hollow materials clipped during landscaping on the property until the following season. I keep all material on my property. Some gets chipped the rest rots in a pile in the wet shaded area low on the property. I can use the tractor to move it and take humus from beneath and If I am lucky the humus to chip ratio is good.

These piles and the immediate surroundings have become habitats to a large variety of things. Turtles, voles, rabbits, frogs, toads, lizards, snakes, salamanders, skinks, birds, and bugs. I mow and trim saplings in mid winter only in that spot.

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There is always a stocking density, whether penguins or dall sheep, there is always a stocking density. Ungulates or ruminants, fish or fowl the earth will support what it can on the place she affords. We, however, may easily surpass the density nature affords. Import ?

Regarding the lack of bees/pollinators, and you said you are in Western MA. Do you have a lot of solar farms up there? I know I see a lot in the North East generally. I was reading on some random substack doom-scrolling in the last few days, somehow solar panels give more opportunities for birds to hunt insects, so areas with solar panel farms are seeing a decrease in bug population.

I could try search for that article again

DeFi is an amazing and wonderful land of opportunity. It allows direct competition with banking for whoever would like to participate.

On the other hand, it’s the Wild West out there. If you drunkenly stumble through that space, your corpse will be left in a shallow ditch just out of sight of the road. Figuratively, of course - it’s just your finances that will be hijacked.

Which is probably the same result as The Great Taking - it’s just a shorter con.

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I also see another difference between rural and suburbia.

Having grown up rural and now living in a small town I see a contrast in the people and their attitudes.

Rural you either got something done yourself and fixed the problem, worked with a neighbour or few to get it done, or decided it was not a problem worth wasting your time on.

Those farms who had owners who would set priorities, plan, put in time and effort were the tidy, progressive and financially viable farms. Those farms with problems of dysfunction (mental ill health, physical injury or illness, financial mismanagement, etc., or even lack of labour - including childlesness) were the untidy ones with decaying infrastructure, always an injured or unwell animal laying around, and no mojo or beauty of creativity and effort to behold.

In town, there are more bills, less independence from systems, and more belief that another person will fix the problem. In town people have been trained to ‘pay and the problem will be fixed’. Water bill, gas bill, council rates, insurance, school fees, and so on.

Outsourcing responsibility for something only has good consequences if the person it is outsourced to does a good job.

We are seeing the consequences of the outsourced responsibilities being carried out by inept and fraudulent people and systems.

When people don’t even know their neighbours they become selfish and isolated and the consequences of their actions or inactions are hidden and meaningless. And when a town gets large enough to have suburbs that are ‘better’ and ‘worse’ than each other, people become more detached from caring about ‘others’ whom they can’t identify with.

In rural communities, you know if you stuff something up badly who it will affect and how. Overspray roundup in your yard in town and you could kill the prize winning roses of your neighbour next door whom you have never met.

Accidentally overspray on a farm and you know you will ruin your neighbours crop of whatever, which may mean less fodder for them next year, and less fodder in the district for everyone who needs it, potentially including you.

Complexity in all chains of service and supply also creates distance, as well as disassociation from care and consequences for others.

State Governemnt here is changing rules as fast as it can to tax everyone to the hilt and try and dig themselves out of debt created from covid overspending (sigh), and urban pet projects. It’s backfiring as people are cutting spending on everything, which is hurting businesses and so on.

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