Unexpected Rise in Disease Sinks U.S. Insurance Companies

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Originally published at: https://peakprosperity.com/unexpected-rise-in-disease-sinks-u-s-insurance-companies/

Nobody in power wanted to face the rising and so-far unexplained excess deaths and illness plaguing the US and various other countries.

And they would have ignored it forever if they could have, but now the chickens seem to have come home to roost in the form of brutal losses for health insurance companies.

On July 1st, 2025, the health insurer Centene, with 28 million customers, saw its stock get hammered for a nearly 40% loss:

The reasons were these (from Grok):

“Patients were significantly sicker than expected” is a shocking statement. Like seeing the “one in a billion-year excess deaths” reported in 2021 and 2022, such a thing should not happen.

The reason is due to the law of large numbers. By the time you’ve got even one million customers in your plans you can have confidence that various patterns of sickness and death will hold out. Sure, there may be slight variance from year to year, but you won’t expect massive increases or decreases across your many parameters.

By the time you’ve got 28 million, the statistics become tight as a drum.

Unless


Unless there’s some exogenous factor – like a war or a famine – that screws up your expectations.

Something that could cause an enormous +4.5 million spike in ‘persons with a disability’ that began on or about May 2021:

Something so pervasive and common across countries that it could have caused German fertility to plummet among women in their most fertile childbearing years (18 – 43)

Something so profoundly awful that it even reached and breached the water-surrounded nations of New Zealand and Australia:

Conclusion

The obvious candidate here is the contaminated mRNA experimental medical treatment. I can’t call it a vaccine, because it’s not one. And I must refer to it as contaminated because it came loaded with undisclosed levels of plasmid DNA contamination with an SV40 promoter and effector region along for the ride.

Perhaps now that Wall Street is losing money on the deal, we can finally get some questions asked and answered. The lack of any official curiosity on these heartbreaking trends has been nothing short of infuriating to those of us in the know.

If the jab-related thesis holds, then we can expect more deaths, disease, and disabilities in the future. Eventually, those ‘costs’ are going to result in vastly higher insurance premiums and government payouts.

Or the adoption of the Canadian MAID program thinking
to be darkly blunt.

Now, onto Part II where I dissect the latest data showing the stock markets are much weaker than advertised and due for a correction.

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You can ignore reality but you can’t avoid the consequences of avoiding reality
Ayn Rand

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Is Wall Street losing money on the deal, or does it net out positive for the meta-corporation that, essentially, owns Wall Street?

If people are sick, they really need insurance. They trick is to keep them alive to ensure maximum private and public wealth extraction from all sources to the meta-corporation.

If people were dying, the knock-on effects would likely destroy the real estate bubble we are trapped in.

Sick? I think sick is just where we are supposed to be.

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Or maybe they want people sick for 5-10 years before they die so they can bleed them dry of all assets first.

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  1. keep people healthy enough to still work and sick enough to need medical interventions (& sick enough to revolt or do something about it) → 2 way extraction of wealth
  2. Live shorter, die longer. The majority of people come into this world with high vitality levels. Under ideal circumstances we reach old age with that level or slightly lower and eventually we pass away (without much suffering). Leach out that vitality at a slow pace slows down the amount of living that happens and increases the deterioration and dying that happens. The dying is than propped up by medications and other medical interventions, until all that they can extract without harming themselves is extracted. The system is perfected that even babies come into this world with all sorts of ailments already and a small window of vitality if any. They are then medicated from birth to death - bringing in the cash for the big players.

Fortunately, we can turn all this around. The problem is that most people are not aware of this (we have been taught ‘there is no cure’ for anything chronic), do not want to believe or - better yet - know this, do not want to or do not have the energy to start doing something about it (it is easier being and staying sick in current environment, and our survival mode is set on do the easy thing, which is exploited by all these systems and conveniences).

That is a long story to say, expand that 5-10 years you mention, to a lifetime to “bleed them dry of all assets first” and include to the latter energy and vitality → ‘bleed them dry of all assets, energy and vitality first’.

Let us all lead by example, to show there are other ways to go about this, and that way hopefully inspire others to turn things around too.

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https://x.com/JoeTippen/status/1940927177316286901

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Chris’ view aligns with Ed Dowd who wrote the book “Cause Unknown”. He also saw this trend shortly after the CV19 bioweapon was given to the public.

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Here in the UK according to the Dep Primeminister there are 3,000 new claiments of incapacity benefits every single working day since Labour Party took office 12 months ago.

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As more information comes out, it continually confirms that this was all planned and not accidental.

SV40 a feature not a flaw. Seriously, they know every gene and sequence of SV40. Innumerable research projects have tinkered with it across many decades.

Not an accident. The virus was an excuse to push the vaccine. The vaccine was the goal. It was ready before the CV leaked. I believe the flaws were known and intentional and that is why the research was not done and fake and obscured.

My brain, while sorting out what this means to those around me in the here and now, jump ahead to what does the world look like in 5 or 10 years. Will this stuff make a hockey stick graph? Will supply chains break down? What will society look like of 5, 10, 30 percent of people have cancer or an autoimmune illness.

Does your job remain under these circumstances? Will apartments in large cities become under-occupied? Will insurance and medical care finally get replaced by single payer in the USA?

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Ebola prep:

What’s Needed Now: A Five-Point Orthomolecular Preparedness Plan

The Japanese Society for Orthomolecular Medicine and Guardians for Health and Freedom are compiling an urgent preparedness protocol and request assistance from OMNS experts and readers. We invite contributions in the following five domains:

1. PREVENTION: Before Any Outbreak Occurs

Goal: Build population-wide immune resilience

  • Vitamin D3: 5,000-10,000 IU/day to maintain serum 25(OH)D levels between 50-100 ng/mL
    (Note: >90% of the Japanese population is below 30 ng/mL)
  • Vitamin C: 3,000-10,000 mg/day (preferably liposomal for better absorption)
  • Zinc: 25-50 mg/day with 1-2 mg copper
  • Selenium: 200-400 ”g/day (Japanese average intake is ~100 ”g)
  • Magnesium: 400-1,000 mg/day (glycinate or citrate)
  • B-Complex Vitamins (high-dose):
    • Thiamine (B1): 100-300 mg/day
    • Niacin (B3): 500-2,000 mg/day (instant-release preferred for immune activation)
    • Pyridoxine (B6): 50-100 mg/day
    • Cobalamin (B12): 1,000-5,000 ”g/day (sublingual or methylcobalamin injection)
      High-dose B vitamins support mitochondrial function, modulate immune response, and reduce oxidative stress and inflammation.
  • Quercetin: 250-500 mg twice daily as zinc ionophore and anti-inflammatory
  • Melatonin: 5-10 mg nightly for immune modulation and antioxidant support

Lifestyle measures: daily sun exposure, elimination of ultra-processed foods, low carbohydrate diet, regular outdoor activity, sufficient sleep, and intermittent fasting.

2. RESPONSE: Upon First Confirmed Ebola Case in Tokyo or Elsewhere

Goal: Rapid immune mobilization and community-level awareness

  • Activate public education via trusted physicians and independent health networks
  • Mobilize urgent supplementation with vitamins C, D3, zinc, selenium, B-complex, and magnesium
  • Begin distribution of home-use protocols and preventive checklists
  • Implement H₂O₂ nebulization protocols (per Dr. Thomas Levy, 2021)

3. PROTOCOLS FOR EXPOSED BUT ASYMPTOMATIC INDIVIDUALS

Goal: Block viral replication and entry

  • Vitamin C: 2-3 g every 2-3 hours orally (or liposomal)
  • Vitamin D3: 50,000 IU once at time of exposure; 10,000 IU/day for 7 days
  • Zinc: 50-100 mg/day short term
  • Selenium: 400 ”g/day
  • High-dose B-complex as above, with emphasis on thiamine and niacin
  • Nebulized hydrogen peroxide (1-3%), if available, under supervision

4. EARLY-STAGE ILLNESS (Pre-Hospital)

Goal: Prevent progression, support host defenses

  • Vitamin C: 10-20 g/day orally or 25-50 g/day IV if accessible
  • Vitamin D3: High-dose bolus (50,000 IU/day × 3 days), then maintenance
  • Omega-3 EPA/DHA: ≄2 g/day
  • Melatonin: up to 20 mg nightly
  • High-dose B-complex, including:
    • Thiamine: up to 500 mg/day
    • Niacin: 1,000-2,000 mg/day to reduce inflammation and cytokine activity
    • B12: 5,000 ”g/day or more

5. SUPPORTIVE CARE DURING HOSPITALIZATION

Goal: Reduce cytokine storm, support mitochondrial function

  • IV Vitamin C: up to 1.5 g/kg/day, divided doses
  • IV Thiamine: 200-500 mg/day
  • IV or liposomal Glutathione: 600-1800 mg/day
  • High-dose B-complex IV (if possible) or oral administration
  • Vitamin D3 + K2 (MK-7): to maintain calcium balance and immune regulation
  • Optional: PBMT (Photobiomodulation Therapy) + methylene blue for mitochondrial support
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Not too long ago, you would have been included in the Tin Foil Hat club alongside Alex Jones, the late Micheal Ruppert and the fringe element of alternative media. We have learned that many of the conspiracy theories Alex Jones has raised have turned out to be “conspiracy fact” after all.

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We had an idea this happened but it was muted by the government sponsored western media. Retired Lt Col Douglas McGregor, former CIA analysts Larry Johnson, Ray McGovernor and former UN weapons inspector Scott Ritter all were in agreement that Israel was hit hard by Iran and it coincides with the US stepping in and getting both sides to agree on a ceasefire.

“Israel covered up Iranian hits on military sites – Telegraph”

https://www.rt.com/news/621037-israel-covered-attacks-military-sites/

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Possible lurking variable:

I worked in corporate for the last several years. Each year, every employee is asked to fill out a survey to voluntarily disclose if they are disabled. I was shocked when I read the definition of disability they were using & that in addition to true disabilities, they also wanted employees to check the box on being disabled if they had any autoimmune disease (Hashimotos, Celiac, etc,
), Depression, or even ADHD. I don’t believe employees can actually file to receive disability benefits for these conditions, so it strikes me as odd that they would be considered in corporate surveys.

The only thing I can surmise is that increasing a company’s “disability” numbers as a share of employees helped to increase the DEI scores, or they want the data for legal reasons in the event of layoffs.

Does anyone have any insight into this?

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Years ago several chains in the grocery store industry would have every hire call a phone number to it’s HR department. They would be asked a barrage of questions as the HR person was screening for any possibility that the person qualified as disabled under a federal program that kicks back 40 percent of that individuals salary.

You may have noticed the high percentage of front end service people at grocery stores with disabilities, ranging from physical to mental challenges.

I am not sure how wide spread the program was.

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Yes “sick” is where the HC markets definitely want us to be. Taking the “lifetime maximum” limits off of Health Insurance policies did the same thing for HC services companies that taking the “liability” responsibility off of vaccines did for Pharma.

There is zero incentive for HC providers, hospitals, testing, pharmaceutical companies to improve costs & outcomes when the addressable market is allowed to grow exponentially.

Obamacare was flawed from the beginning. It only works for insurance companies IF 100% of the healthy population is required to buy Insurance AND the government backstops the rest.

Anyone in the healthy population that isn’t covered by corporate benefits is a fool to buy a policy on the exchange when they can get the minimal coverage they need through something like MediShare for 20% of the cost of traditional insurance.

The average independent cost of health insurance for a family is now > than the cost of a home mortgage! $2500/month in Premiums + $10K Deductible before insurance pays penny #1. That’s $40K! No wonder enrollments are down.

My only question is which is going to implode 1st: Healthcare, Commercial Real Estate, or the rest of the market? It’s seems pretty clear that this is why pandemics, wars, & false flags to usher in a “great reset” are so attractive to vulnerable country leaders right now.

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yep they told us they were going to do it - a couple decades back except too many people died too fast with the swine flu vax so they had to pull it
 however with Covid it happened much slower so maybe they did it? When they tell you who they are believe them the 1st time.

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I’ve been told on several occasions that Man is very clever. I’m not so sure about that, because it appears that human stupidity has no bounds.

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I remember when the company I worked with implemented this. I think it had to do with a federal law. And you’re right
just because you self-identify does not mean you qualify for disability.

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I find this interesting in the context of recent mainstream Australian news items discussing the TGA calling for ‘a ban’ on Vitamin B6 on store shelves, a reduction in the dose rate maximum of products, and requirement for customers to speak to a pharmacist to gain access to the product.

All because some people have developed peripheral neuropathy from assumed overuse. (hardly a big deal in the scheme of all those people out there with diabetes or statin induced peripheral neuropathy).

It’s been on TV news and mainstream (rag) print newspaper a few days ago. I thought it was odd (in a suspicious way) when I heard it.

B6 supports immune function and haemoglobin production. Ebola is an haemmoraghic fever. Hmmm. Or perhaps I’m overthinking things.

Mike - what date is on your source documents?

And why is this ‘Urgent’ for the Japanese.

As someone who has experienced HELLP syndrome, I can say I don’t want to ever contract anything like Ebola.

https://www.heraldsun.com.au/lifestyle/tga-calls-to-remove-common-vitamin-from-shelves-after-poisoning-cases-spike/news-story/d2aa505e2d6b01b1bb7f49478429676b

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Nothing to see here folks. It’s all a coincidence. :lying_face:

Dead at 44 from terminal stomach cancer. I am pretty sure that he probably took the CV19 shots.

https://www.cbssports.com/mlb/news/bobby-jenks-white-sox-world-series-champion-dies-at-44-after-battle-with-cancer/

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